FULL DISCLOSURE
Full Disclosure

All Episodes

Straight conversations about how pharmacy benefits really work, with the brokers, attorneys, employers and reformers trying to fix them.

Every episode, newest first

The Middleman's Cut: Steve Ditto on Who Really Profits in Healthcare

Who is really looking out for employers and patients when it comes to healthcare costs? Author Steve Ditto unpacks the role middlemen play in driving costs up.

September 24, 2026 · 71 min

The Self-Funding Tipping Point with Katrina Johnson of Gallagher

Many mid-market employers believe they cannot afford to self-fund. Katrina Johnson of Gallagher explains why that is often wrong and what it takes to make the switch.

September 10, 2026 · 43 min

The Evolution of the Broker's Role with Winston Walters of HUB International

The broker's job has moved far beyond picking a plan. Winston Walters of HUB International on what separates modern advisors from the traditional broker model.

August 27, 2026 · 32 min

Follow the Money: Chris Deacon on Healthcare Transparency and Reform

Is healthcare complexity protecting employers and patients, or the business models behind the scenes? A two-part conversation with healthcare attorney Chris Deacon.

July 27, 2026 · 70 min

Fixing a Broken Benefits System with Dave Chase of Health Rosetta

Dave Chase has pushed employers and advisors to stop accepting opaque contracts and misaligned incentives. Here is what it actually takes to fix a broken benefits system.

June 30, 2026 · 53 min

The Truth About PBM Spread Pricing with Brian Schram

What exactly is spread pricing, and why is it one of the most controversial practices in pharmacy benefits? Brian Schram breaks it down from the broker, employer and PBM side.

June 17, 2026 · 34 min

Why DisclosedRx Exists: Co-Founder Zack Robinson on Building a Transparent PBM

In the debut episode, DisclosedRx co-founder Zack Robinson explains the problem he saw in pharmacy benefits and why he built something different.

June 17, 2026 · 50 min